
Vinod Gharat is a seasoned Senior Financial & Insurance Advisor with over 20+ years of experience in providing reliable and result-oriented financial solutions. He specializes in Life Insurance (LIC of India), Mutual Funds, Health Insurance (Mediclaim), and Asset Allocation–based financial planning. With a strong focus on understanding individual needs, Vinod Gharat helps clients build financial security through the right mix of protection, growth, and long-term stability. His approach emphasizes disciplined planning and personalized strategies to support clients at every stage of life.

Five-year health insurance moratorium reduces wrongful claim rejections for genuine non-disclosures while preserving fraud checks, so policyholders must stay transparent and maintain continuous cover for protection.
Live Mint 25/05/2026
The Life Insurance Corporation of India (LIC) is launching two New Jeevan Sathi joint life insurance plans — Single Premium and Limited Premium — in June 2026. Check eligibility, policy features, benefits