Vinod Chandrakant Gharat

Vinod Gharat
Senior Financial & Insurance Advisor
(LIC of India | Mutual Funds | Mediclaim | Asset Allocation)

With over 20+ years of experience, I provide comprehensive financial and insurance advisory services, including Life Insurance (LIC of India), Mutual Funds, Health Insurance (Mediclaim), and Asset Allocation–based financial planning.

I currently serve 500+ satisfied clients with 750+ active policies, helping individuals and families systematically allocate investments across equity, debt, insurance, and health protection—aligned with their life stage, risk profile, and long-term financial goals.

My consistent performance and client-centric approach have been recognized with 55+ trophies and awards from LIC of India, reflecting trust, discipline, and long-term relationships.

I strongly believe that true financial security comes from the right balance of protection, growth, and liquidity, achieved through disciplined and well-structured asset allocation.

Key Services Offered

 Life Insurance – LIC of India
 Mutual Funds (Goal-Based Investing)
 Mediclaim / Health Insurance
 Asset Allocation & Portfolio Structuring
Retirement, Child Education & Wealth Planning